Creating Wealth with Jason Hartman

A letter Addressed to Rush Limbaugh

JasonHartman.comDear Rush,

We’ve been listening to your show for a while now and are beginning to pick up on a subtle vibe that maybe you don’t completely trust the Obama in Chief with the direction of the country. Not sure if you realize it but spitting in the faces of our Founding Fathers is not even the worst of it.

Have you looked at your portfolio lately?

As a born and raised Missourian from the Show Me state, we’re sure you pay close attention to the direction of your portfolio, which probably feels like a shot put dropped on your foot about now if you have any sizable chunk in the stock market. If you haven’t done so yet, it’s time to Obama – proof your holdings.

Our advice is straightforward. Run from Wall Street investments like the very hounds of hell were on your tail. Head for the loving, and highly profitable, embrace of income investment properties. Seriously. It’s been working great for us for more than two decades, through the hilarious highs and logjammed lows of the stock market. We know you stay busy with your daily stack of stuff and might not always have time to research your investments so here’s our advice.

Whatever you do, stay the heck away from stock brokers and their administrative fees. They’ll be on you and your personal profit center like leeches.

Dittos.

For more free cutting-edge income property investing and eBusiness news and advice from expert Jason Hartman (yours truly), subscribe to the Creating Wealth Podcast in iTunes or listen online for free!

Or you can sign up for my free educational CD at www.JasonHartman.com/freecd

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3 commentsJason Hartman • September 01 2010 12:25PM

Don’t invest – Create Long-Term Wealth Instead

JasonHartman.comSometimes our reality is based on assumption drilled into us by those with a personal agenda. So it is with investing. For the first half of the last century, the stock market wasn’t a bad way to create wealth. Then came the devaluation of the dollar and the rise of the financial pimping industry with their continual call to “invest” on Wall Street. Sort of like tithing, they want you to give them your money at regular intervals and maybe they’ll be a reward for you at the end.

Then again, maybe not.

Today’s reality is that “investing” in the stock market almost assures that you will not create wealth for yourself or generations to come. Strike that. You most assuredly will be creating wealth for generations to come but it will be your broker’s children that benefit from the incessant administrative fees charged to your account.

To create your own real wealth, you need to wean yourself from the middleman broker and take direct control of your assets. And we’re not talking about stock market assets. A good year in the stock market barely holds even with the real rate of inflation. A lot of good that’s going to do you. The professionals at the Creating Wealth Show would like to offer you a free investment counseling session to learn about the asset that truly is an asset. Still. Today. We’ve been making money with income properties for more than two decades and are always happy to show another soul the way out of the financial minefield that is the stock market.

For more free cutting-edge income property investing and eBusiness news and advice from expert Jason Hartman (yours truly), subscribe to the Creating Wealth Podcast in iTunes or listen online for free!

Or you can sign up for my free educational CD at www.JasonHartman.com/freecd

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1 commentJason Hartman • August 30 2010 02:43PM

Invest Now For A Better Tomorrow

 

Creating Wealth ShowWorking for an hourly wage is not the way to get ahead in this life. That strategy allows you to pay the bills, take a vacation every now and then, and not much else. Before you know it, retirement age arrives but your portfolio is too anemic to quit working entirely, or worse, maybe you won’t be able to quit working at all – ever. The problem is that most people never learned how to invest properly. Here’s the short version: the stock market is bad; property investing is good.

This nightmare scenario of a working retirement has become a reality for all too many people. Maybe you haven’t noticed but it seems to bear a strange coincidence with the rise of stock marketing investing in the middle class. We’ll just flat out tell you. Wall Street is nothing but one big hamster wheel wasting your energy and leading you nowhere.

To avoid the concept of a life without retirement, you must learn how to invest for success, and it better be sooner rather than later. What a painfully large number of people don’t realize is that there is an asset used repetitively by wealthy Americans to earn massive returns with low risk year in and year out. Even starting from scratch, you could conservatively turn $300,000 worth of equity in your house into a $60,000 yearly residual income in about seven years with the proper investment technique. The asset is income properties. There’s never been a better investment in history.

Why do you think Donald Trump and dozens of other household names count the bulk of their wealth in real estate holdings? Because it works! It could work for you as well and sooner than you think. Follow the Creating Wealth Show for an all meat and no filler primer on how to invest the right way.

For more free cutting-edge income property investing and eBusiness news and advice from expert Jason Hartman (yours truly), subscribe to the Creating Wealth Podcast in iTunes or listen online for free!

Or you can sign up for my free educational CD at www.JasonHartman.com/freecd

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2 commentsJason Hartman • August 25 2010 05:33PM

The Ugly Truth: 10 years of losing for stock market investors

 

Creating Wealth ShowYes, the truth is ugly, very ugly. Your stock broker can’t tell you what he doesn’t understand and his ignorance is costing stock investors big time. Here’s the ugly truth behind your portfolio – even if you’re marking down a 10% return on investment (ROI) as profit each year on Wall Street, it’s a paper tiger. In reality, you’re not making a penny because inflation is eating you alive.

If you always dismissed inflation as nothing more than an irritant, something that existed but didn’t make much difference on ROI to an investor, you better sit up and pay attention if you want to spend your retirement doing something besides greeting customers at the local Wal-Mart to make ends meet.

This is serious.

The government reports an annual inflation rate that averages about 4% a year. This statistic is entirely mythical since, sometime back in the Carter administration, they redefined the formula used to calculate the inflation rate and threw out food an energy as factors. Do you throw food and energy out of your personal budget as negligible sources of expense? Ridiculous. The number is cooked to keep Americans from going into all-out panic mode.

Do an honest calculation and you can assume your cash, savings, and stock investments are losing real purchase value at the real rate of inflation at about 10% a year. That’s why you better be pulling a 10% ROI out of Wall Street every single year just to keep up. Chances are, you’re not. There’s only one investment that contains the particular characteristics that actually allow it to thrive in the face of inflation. If you’ve never seriously considered the idea of income property investing, it’s time you did. It’s the one portfolio asset that might allow you to actually stop working during retirement.

Contrary to the misconception of many people, it doesn’t take a fortune to get started in real estate, it’s not difficult to learn the basics, and the ROI could dwarf what stocks and bonds generate. You could finally be on your way to financial freedom wealth in this life.

Inflation is not going away, no matter what the government says. JasonHartman.com can teach you how to beat it for free.

The Creating Wealth Team

For more free cutting-edge income property investing and eBusiness news and advice from expert Jason Hartman (yours truly), subscribe to the Creating Wealth Podcast in iTunes or listen online for free!

Or you can sign up for my free educational CD at www.JasonHartman.com/freecd

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0 commentsJason Hartman • August 24 2010 03:34PM

I discuss personal and organizational development with expert David Allen

Getting Things Done - The Art of Stress-Free ProductivityIn episode number 160 of the Creating Wealth Show, Jason Hartman (that's me!) interviews David Allen, author of Getting Things Done and Making It All Work. David is an expert in personal and organizational productivity and highly recognized in the corporate environment due to his executive coaching efforts and book publications. In this episode, David lends his expertise on ways people can get their lives under control and how to decide what to do, which include the five steps to getting a situation under control and six steps to deciding how to achieve the ending goal. In today’s atmosphere, David finds that people are unorganized and uninspired, and he offers his expertise on how to get “control” and “perspective” in their lives.

David raises the question, “when you have a good day, what did you get done?” The question is asked to simply explain that we are inspired and highly focused when we have good days, and the idea is to replicate the process. Once people define what “done” looks like, they are able to train themselves how to make those outcomes a part of their routine. In Getting Things Done, David breaks down the five steps to getting a situation under control, and in this episode he explains that the steps are: capture, clarify, organize, review and engage. Once any given situation is under control, a person must decide the things they need to do in order to achieve their end goal, and David states that their are six steps to this process. These steps are organized by altitude, starting the view from 50,000 feet, the “big picture” view, and ending at ground level, the actions to achieve short term objectives.

The theory of “captain and commander” is also further discussed in this podcast, which sheds light on the steps to getting things done. The series of five and six steps lead to achieving the state of “control” and “perspective” and are the key attributes that enables a captain and commander to steer the ship through the rough ocean waters to its final destination. David explains that, as people, we all need the right amount of control and the right amount of focus in order to be a captain and commander and navigate all the way to achieving the end goal.

Jason Hartman’s Creating Wealth Show has featured many recognizable names in recent years including Robert Kiyosaki, Pat Buchanan, Addison Wiggin, Michael Gerber, Peter Schiff and many others. The Creating Wealth Show is available for free on www.JasonHartman.com/radioshows or the iTunes store, and offers investment strategy advice to those who wish to be financially independent through income property investing. To speak with an experienced investment counselor, you can call 714-820-4200 or visit www.JasonHartman.com for more details.

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For more free cutting-edge income property investing and eBusiness news and advice from expert Jason Hartman (yours truly), subscribe to the Creating Wealth Podcast in iTunes or listen online for free!

Or you can sign up for my free educational CD at www.JasonHartman.com/freecd

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0 commentsJason Hartman • August 23 2010 03:12PM

Wealth Strategies for Christian Investors

Christian investorThink diversification is only for heathens? Christian investors should take a look at Ecclesiastes 11:2, where King Solomon wrote to “Divide your portion to seven, or even to eight, for you do not know what misfortune may occur on earth.” This basic market truth should be ignored at your own peril. It wasn’t by accident that the Queen of Sheba noted that everything Solomon’s hands touched turned to gold, or that the Lord told Solomon he would endow him with riches, honor, and wisdom.

In basic terms, Solomon’s wisdom tells Christian investors to spread their investment around and not sink it all into one place. Any decent broker or financial adviser will tell you the same thing but you heard it from the good king first. What can happen when you fail to diversify? Let’s look to Enron and the poor souls who worked for the company and had the entirety of their retirement vested in that stock.

When Enron imploded in a bookkeeping scandal, the stock price plummeted and many people lost their nest egg over a course of days. Years of saving and investing swirled down the drain never to be reclaimed. This is what happens when you don’t diversify. If these Enron employees had paid attention to Solomon’s suggestion, and spread their investments over eight different assets, the most they could have lost from the Enron debacle would have been 1/8 (or 12.5%) of the sum total. Even if their luck had been truly horrible and another of their stocks took a tumble at the same time, they would still be looking at only a 25% loss.

Better than losing everything.

Christian investors should take the idea of diversification very, very seriously.

For more free cutting-edge income property investing and eBusiness news and advice from expert Jason Hartman (yours truly), subscribe to the Creating Wealth Podcast in iTunes or listen online for free!

Or you can sign up for my free educational CD at www.JasonHartman.com/freecd

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2 commentsJason Hartman • August 20 2010 06:28PM

There are Non-conventional Ways to Finance Non-owner Occupied Real Estate

 

Investment Capital Founder of the Creating Wealth Show and Platinum Properties Investor Network, Jason Hartman (that's me!), speaks on the difficulties of obtaining traditional financing now that banks are overcorrecting their past lending mistakes. In episode number 148, Jason invites Atlanta-based investment property rehabilitators Eric and Jim, along with Sara Liskey, who is part of the Platinum team, to speak on available financing and property investment opportunities available throughout the country.

Over the last few years, financing has become increasingly difficult and currently will take many more hoops to jump through. Typically, investors should expect to need six months cash reserves, less than 45% Debt-to-Income Ratio and a FICO score that is above 700 before turning to a bank for financing an investment property. However, there are other ways to finance a property, such as seller financing, home equity line of credit (HELOC) or a cash-out refinance of a personal residence.

Seller financing is becoming a very popular method of funding an investment property now that banking institutions are contracting their lending habits. Platinum Property Investor Network has relationships with property rehabilitators all over the country who buy properties to restore and sell directly to clients of Platinum. This turn-key solution can sometimes be accomplished with a low down-payment and minimal closing costs.

Jason Hartman’s Creating Wealth Show has featured many recognizable names in recent years including Pat Buchanan, Robert Kiyosaki, Addison Wiggin, Michael Gerber, Peter Schiff and many others. The Creating Wealth Show is available for free on www.JasonHartman.com/radioshows or the iTunes store, and offers investment strategy advice to those who wish to be financially independent through income property investing. To speak with an experienced investment counselor, you can call 714-820-4200 or visit www.JasonHartman.com for more details.

Subscribe to the Creating Wealth Podcast in iTunes or listen online.

For more free cutting-edge income property investing and eBusiness news and advice from expert Jason Hartman (yours truly), subscribe to the Creating Wealth Podcast in iTunes or listen online for free!

Or you can sign up for my free educational CD at www.JasonHartman.com/freecd

Click here for original post of this educational blog

Search Income Property available nationwide

0 commentsJason Hartman • August 20 2010 01:05PM

When You’re Serious About Investing – Real Estate

 

JasonHartman.comSometimes you hear someone refer to “playing the stock market.” They may not even realize how true that statement is. Money you toss that direction is “at play” to such a degree that it should scare away the serious investor who wants to change his financial future. You play the stock market like you play in Las Vegas, and with about the same chances for success, except Vegas is more fun.

Real estate has historically been the path to wealth. Never has that been more true than in today’s economy. We can bandy about the reasons all day long: prices are down and you can get into rental property investing cheaper than before; the rise in foreclosures puts more people in the market for rentals; despite the media beating the drums of doom, there are always pockets of geographical areas around the country doing remarkably well in real estate…

The list goes on but it really comes down to this. Inflation is not going away and there is no other investment better built to survive and thrive in the face of inflation. When done correctly, like we teach for free at JasonHartman.com, you can:

1. Put very little of your own money into the deal
2. Have tenants pay off your mortgage
3. Watch the amount of your mortgage decline over time due to inflation while;
4. The value of your property increases

Add to that the amazing tax benefits and the fact that it’s very easy to control your own investments, thus avoiding loss to shysters like Enron or Bernie Madoff; we think you’d be crazy to invest any other way.

Subscribe to the Creating Wealth Podcast in iTunes or listen online.

For more free cutting-edge income property investing and eBusiness news and advice from expert Jason Hartman (yours truly), subscribe to the Creating Wealth Podcast in iTunes or listen online for free!

Or you can sign up for my free educational CD at www.JasonHartman.com/freecd

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2 commentsJason Hartman • August 17 2010 01:45PM

A Tour Of The Global Real Estate Markets

In episode 166 of his Creating Wealth podcast series, host Jason Hartman (that's me!) is joined by Matthew Montagu-Pollock. Matthew heads up Global Property Guide, a crucial online tool in a market rocked by speculation, providing data to formulate smart investment strategies.

Australia and New Zealand Real Estate

Matthew launches this guided investment tour in Australia and New Zealand where favorable lending rates have helped markets buck the latest downward trend. Unfortunately, rates suppressed in the interest of economic recovery inevitably rise, and prices haven’t fallen far enough to warrant “a happy investor strategy.” As with much of the world’s property market, Matthew recommends delaying entry 3 – 4 years. The longer, slower cycles that distinguish real estate from the stock market’s sharp swings provide time to exercise caution instead of a headlong rush.

Developing vs. Developed Markets

Mortgage financing is a relatively recent concept in much of the world, where historically inaccessible lending has kept prices low. The notion that developed markets are inherently less risky was disproved with the latest collapse. In fact, developing markets often offer greater opportunity, including high rental yields which are a key indicator of opportunity for appreciation.

Asia Real Estate Markets

Prospects for investors in Asia are as diverse as the region itself. The more structurally sound markets are on the verge of a bubble. Authorities in Hong Kong and Singapore are ready to clamp down on lending and raise interest rates. Unfettered construction and soaring prices have left China’s market in danger of over-heating while the drop in gross rental yields from 10% to less than half that is a troubling sign. In contrast, Japanese officials are restricting development; rental yields are just average, and the stagnant market is nearly impenetrable to foreign investors. In Asia’s developing markets, political instability is disquieting to investors, especially in Thailand. The 12% rental return in Indonesia and the Philippines is deceptive because taxes erode up to a quarter of investments. Overall, Asian market policies favor landlords, while Australia is neutral.

Eastern Europe Real Estate

Patience is the best investment strategy for Russia and Eastern Europe, where the collapse of Baltic states has led to price declines of 60%. Matthew advises waiting 5 years at minimum to allow time for economic stability to be restored, despite the lure of bargain property. The outlook for Hungary and Poland is more promising, with rental yields at 8% and 6% respectively. The forecast for the rest of Europe is more dismal. Because the strength of real estate is inextricably tied to the broader economy, investors should rule out Ireland, Spain and Italy where GDP growth is abysmal. Germany and Belgium can’t be recommended because foreign investors bear a heavy tax burden, while prices in the UK are peaking and favorable interest rates won’t last forever.

Middle East Real Estate

Dubai’s collapse has put it in the spotlight, but investors should have been forewarned by a precipitous drop in rental yields two years earlier. Elsewhere in the Middle East, political instability detracts from price appreciation in Jordan and Lebanon. Cairo in Egypt is an example of why Matthew is bullish on capital cities since they furnish a pool of expatriate tenants. Exotic Morocco and tranquil Tunisia also possess potential.

South America Real Estate

South America holds promise for investment, especially in Uruguay and Brazil. Rent returns in Sao Paolo are 7%, and the Brazilian government has set a course for growth. Despite its reputation, Colombia shines with its rich history, and rent returns are favorable in Lima, Peru.

North America Real Estate

The guided investment tour ends in North America, which Matthew predicts will be ripe for investment within 18 months since this market has nearly cycled through the latest crisis. Although Canada wasn’t impacted as severely as the US, its pro-tenant policies are a deterrent to investing.

Matthew ends the interview with encouragement for investors, praising real estate as a source of security in confusing financial times, providing a tangible asset and steady income especially for investors who adopt a hands-on approach.

Subscribe to the Creating Wealth Podcast in iTunes or listen online.

For more free cutting-edge income property investing and eBusiness news and advice from expert Jason Hartman (yours truly), subscribe to the Creating Wealth Podcast in iTunes or listen online for free!

Or you can sign up for my free educational CD at www.JasonHartman.com/freecd

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0 commentsJason Hartman • August 16 2010 03:41PM

How to Spot a Blogging Scam a Mile Away

Internet marketing strategyIf you’ve spent more than ten seconds online in the past five years, you’ve probably noticed an internet marketing strategy we’ll call the “blogging scam.” It’s basically a translation of direct marketing tactics to the internet, where the hard copy sales letter is replaced by a one page website with the sole purpose of getting you to buy an electronic product, often an ebook, or sign up for a mailing list, where you can be marketed to over and over.

Nothing illegal or heinous about it except that there are so many people out there pushing information of dubious quality. If you happen to stumble across one of these sales blogs, they’re easy to spot. Here’s how.

 

 

1. The text occupies one column in the center of the page. This is an old direct mail trick designed to keep your eyes and mind free from distractions. Normally, you’ll be given a pop up box offering the riches of the world in return for your email address. You know what happens next.

2. A super-sized headline at the top of the page containing such a ridiculous claim you have to read more. Something like, “Iowa Farmer Uncovers Secret Google Backdoor Code Etched In Cowpie. Make THOU$ANDS Daily Doing Absolutely Nothing!” Sound good? Of course it does. Factual? Not so much.

3. There will always be bullet points – often seven of them. This is supposed to add credibility to the outrageous headline.

4. A picture of an attractive young man lounging on a beach in sunglasses. Included throughout the letter will also be pictures of expensive sports cars, ostentatious houses, and palm trees. And don’t forget the pretty sunsets. All of this is designed to make you think that these wonderful things could all be yours if only you would order the $47 ebook.

Have you seen one or a million of these websites on the internet? Getting rich is good. At The Creating Wealth Show, we’re all for it. But getting wealthy using shiny baubles and slippery English as an internet marketing technique is…great if you can get away with it!

For more free cutting-edge eBusiness news and advice from expert Jason Hartman (yours truly), subscribe to the Creating Wealth Podcast in iTunes or listen online for free!

Or you can sign up for my free educational CD at www.JasonHartman.com/freecd

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2 commentsJason Hartman • August 13 2010 07:15PM